I like the various benefits of banking online with Wells Fargo. I can view my account balances, transfer money between my business and personal account, pay bills, and even open new accounts without actually going to the bank. I also like their login/verification system; it's very simple yet appears to be very secure.
My credit card company, on the other hand, is not so great. I think they have taken online security too far. Basically, whenever I try to log in from a different machine (from work, for example) I have to verify that machine through an elaborate verification process before I can access my account, even if I enter a correct username and password! This extra level of security just isn't necessary, in my opinion. If only all online banking were as good as Wells Fargo....
Please share your experiences (positive and negative) with online banking, and specifically bank security.